Real Money

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To buy corporate bonds you have to go through a broker. The broker marks up the price on the bond instead of charging a commission, so be careful. Here are a couple of sites to research bonds.

Http://www.investinginbonds.com/

http://cxa.marketwatch.com/finra/BondCenter/Default.aspx

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You can invest in goverment bonds or securitis online at: http://www.treasurydirect.gov
You have to open an account and you have couple of option to invest: saving bonds which you can start with as little as $25.00, and Bills, Notes and Bonds which you can start with $1000.00 minimum. There is local and state tax exemption with these securities but you will have to pay federal tax when you will cash in the securities.
For a Roth IRA account you have to open it with a broker, at your local bank you can set up a meeting with the finacial adviser and he/she can help you or might be possible to do it at an online broker.

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You can start with DRIP’s, known as Direct investment plans. Most of the major companies offer them. The dividends are reinvested automatically and the fees are small or none at all. You will need to contact the company to see if its being offered or goto http://www.dripcentral.com/ for more detail on other companies.